::: eco-lending :::
Zawadisha's model is designed to address rural-specific issues like low levels of community engagement and trust by providing in-house credit, direct delivery to villages, after-sales service, and training.
Women choose a lamp, clean cookstove, or rain water tank, and we provide the financing and deliver items to rural communities. Over the course of six to twelve months, women make small payments and can apply for another loan once they have repaid. Our local, female Peer Educators follow up with trainings on entrepreneurship, agriculture, leadership, and financial literacy.
By working with existing women's groups instead of individuals, we increase accountability for repayments, and our women are supported and encouraged to finish paying their loan by their peers.
Women no longer have to walk for hours to fetch water or lose productive time at night. Children stay in school because their school fees are paid and women gain respect in their homes and communities for spurring the increase in living standards.
Our model works in rural communities because it was designed specifically for them. Our women are agents for change, not charity.